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MCTCU Blog

Financial literacy topics to help our members and community learn and understand banking terms, processes, and products.

Should I refinance?

Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The...

Professional Help with Your Business

Although it’s tempting to try and run a business on your own, it’s usually a good idea to get...

Funds to Build Your Business

Building a business costs money—usually more than you can generate from your operating revenues...

New or used?

When looking for a new car, you have two main options: buy used or buy new

The cost of a mortgage

A mortgage is likely going to be one of the largest loans you'll take out in your life. It's...

What does moving cost?

Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible.

Budgeting Basics

A practical, workable budget is one of the most crucial tools in your financial wellness arsenal.

Repaying Student Loans

More than half of all college graduates have used student loans to pay tuition and other costs. So...

What does a car loan cost?

When shopping for a car, it's usually best to start by shopping for a car loan.

Maintaining the emergency fund

If this past year has taught us anything, it's how important an emergency fund is and why we should...